AppleCare+ covers iPhone theft under specific conditions

Apple has expanded its AppleCare+ service options to include coverage for iPhone theft and loss, in addition to damage repairs. However, this protection is not automatic and is subject to certain conditions that users must fulfill. If your iPhone is stolen, Apple will provide a replacement device after a payment of a 129-euro deductible, although it is important to highlight that the insurance does not cover 100% of the device's value.

Why it matters

This approach by Apple not only offers an additional layer of security for users but also sets a clear framework regarding the responsibilities of both parties. The requirement to have 'Find My iPhone' activated is a measure aimed at preventing fraud and ensuring that the iPhone can be tracked, which can be crucial in the event of theft.

What we know

The requirement to have 'Find My iPhone' activated is essential for Apple to accept a claim for theft or loss. If you deactivate this feature, the company will not be liable for the situation, which could be a determining factor for many users when considering this service. Additionally, the fact that Apple charges a 129-euro deductible suggests that there is still a financial risk for the user, even though a replacement is provided.

What remains unclear

Not all the specific terms and conditions regarding what situations are considered theft or loss have been detailed, nor how cases will be handled if the iPhone is not correctly linked to the Apple account. There is still uncertainty about whether there will be exceptions or specific situations in which coverage could be denied.